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Home insurance often covers damage caused by a tree falling during a storm, but cover depends on your policy and the circumstances. For Sunshine Coast homeowners, the key questions are what the tree damages, whether an insured event causes it to fall, and whether any exclusions apply. What Does Home Insurance Usually Cover? Building insurance commonly covers sudden damage to insured structures when a storm brings down a tree or large branch. This may include your h

When a large branch crashes onto your roof, the first questions are usually practical: how bad is the damage, and who pays for it? On the Sunshine Coast, where storms, strong winds and lush, tree-lined streets are part of everyday life, this is a common problem. The answer depends on whose tree it was, why it fell, and what insurance cover is in place. This guide explains how liability generally works in Queensland, what steps to take after damage occurs, and how to protect